This Cozy Crock Pot Million Dollar dish is a creamy and cheesy delight! Packed with flavors from cream cheese, ground beef, and lots of melted cheese, it’s perfect for family dinners.
You know a meal is good when you can’t stop going back for more, right? I love serving it with some warm bread for dipping. It’s the ultimate comfort food that warms your heart and tummy!
Key Ingredients & Substitutions
Beef Chuck Roast: This cut is great for slow cooking because it becomes tender and juicy. If you want, you can substitute with brisket or even a mix of ground beef for a different texture.
Potatoes: I love using russet potatoes for their starchiness, but Yukon Golds or red potatoes work well too. If you’re avoiding carbs, consider using cauliflower for a lower-carb option!
Carrots: Fresh carrots add sweetness and color. If you’re in a pinch, frozen carrots can be used, but fresh is always better for taste and texture.
Beef Broth: Homemade is best, but store-bought works perfectly fine. You can switch with vegetable broth for a lighter version, though it will change the flavor a bit.
Cheddar Cheese: Sharp cheddar adds great flavor! If you’re feeling adventurous, you can mix in Monterey Jack or even pepper jack for some heat.
How Do You Get the Meat Tender and Delicious in a Crock Pot?
Achieving tender beef in a crock pot is all about cooking low and slow. Here’s how to do it:
- First, season your beef well. This boosts the flavor throughout.
- Don’t skip the browning stage! Searing the beef in a hot pan before adding to the slow cooker adds a depth of flavor.
- Use enough liquid. The moisture from broth or sauce will help break down the tough fibers in the meat.
- Cook on low! For best results, stick to low settings for 7-8 hours if you can.
Your patience will pay off with tender, fall-apart beef that’s perfect for this cozy dish!

Cozy Crock Pot Million Dollar
Ingredients You’ll Need:
For the Base:
- 2 lbs beef chuck roast, cut into chunks
- 3 large potatoes, peeled and cubed
- 3 large carrots, peeled and sliced
- 1 small onion, chopped
For the Liquid:
- 2 cups beef broth
- 1 cup tomato sauce or crushed tomatoes
For the Seasonings:
- 1 tsp garlic powder
- 1 tsp onion powder
- 1 tsp smoked paprika
- 1 tsp dried thyme (plus extra for garnish)
- Salt and pepper to taste
For the Topping:
- 1 cup shredded cheddar cheese
How Much Time Will You Need?
This delicious meal takes about 15 minutes to prep, and then you can set it and forget it! You’ll need to cook it on low for 7-8 hours or on high for 4-5 hours until everything is perfectly tender and flavors are melded. After that, just a quick 30 minutes for the cheese to melt, and you’re ready to enjoy!
Step-by-Step Instructions:
1. Seasoning the Beef:
Start by taking your beef chunks and seasoning them generously with salt, pepper, garlic powder, onion powder, and smoked paprika. Use your hands to rub the spices in for even coverage. This will help build a great flavor base!
2. Layering in the Slow Cooker:
Next, place the seasoned beef at the bottom of your slow cooker. Then, add the chopped onion, potato cubes, and carrot slices on top of the beef. Spread them evenly around the meat to ensure everything cooks nicely.
3. Adding Liquids:
Pour the beef broth and tomato sauce (or crushed tomatoes) evenly over the beef and veggies. This will create a rich and flavorful sauce as everything cooks. Sprinkle the dried thyme evenly over the top for that delightful herby aroma.
4. Cooking Time:
Now it’s time to cover the slow cooker and cook! Set it to low for 7-8 hours or high for 4-5 hours. You want the beef to be super tender and the vegetables cooked through, so plan accordingly!
5. Melting the Cheese:
About 30 minutes before you’re ready to eat, sprinkle the shredded cheddar cheese over the top of everything. Cover it again and let it cook on high until the cheese is melted and bubbly—it’s going to smell amazing!
6. Serving Up the Goodness:
Once it’s all done, give it a gentle stir to mix those flavors together. Garnish with a sprinkle of fresh thyme for a beautiful presentation. Serve it warm and enjoy this hearty, cheesy meal that’s sure to bring comfort any day of the week!
Can I Use Different Vegetables in This Recipe?
Absolutely! Feel free to add or swap out vegetables such as bell peppers, mushrooms, or peas based on your preferences. Just be mindful that cooking times may vary with different veggies.
Can I Make This Recipe Ahead of Time?
Yes, you can prepare the ingredients the night before and store them in the fridge. Simply add everything to the slow cooker in the morning and set it to cook. It’s a great way to save time on busy days!
How Should I Store Leftovers?
Store any leftovers in an airtight container in the fridge for up to 3-4 days. Reheat on the stove or in the microwave until warm. You may need to add a splash of beef broth to keep it moist!
What Can I Serve This Dish With?
This meal pairs wonderfully with warm crusty bread for dipping or over a bed of rice or noodles. For a lighter option, serve it alongside a fresh salad or steamed vegetables.



